Terms of Use

1 Acceptance and Scope of Terms

These Terms of Use ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Netharisycal Pty Ltd ("Netharisycal," "we," "us," or "our"), governing your access to and use of the Netharisycal financial platform, including all content, services, and functionality available through netharisycal.com and any related mobile applications or services.

By creating an account, accessing our platform, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy and any additional terms that may apply to specific services or features. If you do not agree with any part of these Terms, you must not access or use our platform.

These Terms apply to all visitors, users, and others who access or use our service, regardless of whether you are a registered user or casual visitor. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting to our platform.

2 User Eligibility and Account Requirements

To use Netharisycal's services, you must be at least 18 years of age and have the legal capacity to enter into binding agreements. By using our platform, you represent and warrant that you meet these eligibility requirements and that all information you provide is accurate, current, and complete.

Account Creation and Security

When creating an account, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Keep your password secure and confidential
• Notify us immediately of any unauthorized access or security breaches
• Accept responsibility for all activities under your account

3 Platform Services and Financial Information

Netharisycal provides a comprehensive financial platform offering market insights, financial data analysis, educational resources, and portfolio management tools. Our services are designed to help users make informed financial decisions through data-driven insights and professional-grade analysis tools.

Service Offerings

• Real-time and historical financial market data
• Portfolio tracking and performance analysis
• Investment research and market insights
• Educational content and financial literacy resources
• Risk assessment and management tools
• Financial planning and goal-setting features

Important Disclaimer: All financial information, analysis, and insights provided through our platform are for informational purposes only and should not be construed as personalized investment advice, recommendations, or offers to buy or sell securities. Users should conduct their own research and consult with qualified financial advisors before making investment decisions.

Data Accuracy and Limitations

While we strive to provide accurate and up-to-date financial information, we cannot guarantee the completeness, accuracy, or timeliness of all data. Market conditions change rapidly, and there may be delays in data updates. Users acknowledge that they use all information at their own risk and should verify critical information through additional sources.

4 User Conduct and Prohibited Activities

Users must comply with all applicable laws and regulations when using our platform. You agree not to engage in any conduct that could harm Netharisycal, other users, or third parties, or that could damage, disable, or impair our services.

Prohibited Activities Include:

• Violating any applicable laws, regulations, or third-party rights
• Accessing or attempting to access accounts or data belonging to other users
• Distributing malware, viruses, or other harmful computer code
• Attempting to reverse engineer, decompile, or disassemble our software
• Using automated systems to scrape or extract data from our platform
• Engaging in market manipulation or providing false information
• Creating multiple accounts to circumvent platform limitations
• Sharing account credentials or allowing unauthorized access

5 Intellectual Property Rights

All content, features, and functionality on the Netharisycal platform, including but not limited to text, graphics, logos, software, data compilations, and the overall design, are owned by Netharisycal or our licensors and are protected by Australian and international copyright, trademark, and other intellectual property laws.

User License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our platform for your personal or internal business purposes. This license does not include the right to:

• Reproduce, distribute, or create derivative works from our content
• Use our trademarks, service marks, or logos without permission
• Commercially exploit any portion of our platform or content
• Remove or alter any copyright, trademark, or proprietary notices

User-Generated Content

By submitting, posting, or displaying content on our platform, you grant Netharisycal a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute such content in connection with our services. You represent and warrant that you own or have the necessary rights to grant this license and that your content does not violate any third-party rights.

6 Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our platform, you consent to the collection and use of your information as described in our Privacy Policy.

Data Security Measures

We implement industry-standard security measures to protect your personal and financial information, including encryption, secure data transmission protocols, and regular security audits. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Users are responsible for maintaining the security of their own devices and internet connections when accessing our platform. We recommend using secure networks and keeping your devices updated with the latest security patches.

7 Financial Disclaimers and Risk Warnings

Investment Risk Warning: All investments carry inherent risks, including the potential loss of principal. Past performance does not guarantee future results. The value of investments may fluctuate, and you may receive back less than your original investment.

No Financial Advice

Netharisycal is not a licensed financial advisor, and our platform does not provide personalized investment advice. All information, analysis, and insights are provided for informational and educational purposes only. Users should:

• Conduct their own research and due diligence
• Consult with qualified financial professionals
• Consider their individual financial situation and goals
• Understand the risks associated with any investment decisions

8 Limitation of Liability and Disclaimers

To the maximum extent permitted by law, Netharisycal and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from or relating to your use of our platform.

Service Availability

We strive to maintain continuous service availability but cannot guarantee uninterrupted access to our platform. We may experience downtime due to maintenance, technical issues, or circumstances beyond our control. We are not liable for any losses resulting from service interruptions.

Third-Party Services

Our platform may integrate with or link to third-party services, websites, or applications. We are not responsible for the content, privacy practices, or terms of service of these third parties. Your use of third-party services is at your own risk and subject to their respective terms and conditions.

9 Termination and Account Suspension

Either party may terminate this agreement at any time. You may terminate your account by contacting our support team or using the account deletion feature in your settings. We may terminate or suspend your access to our platform immediately, without prior notice, for any breach of these Terms or for any other reason at our sole discretion.

Effects of Termination

Upon termination, your right to access and use our platform will cease immediately. We may retain certain information as required by law or for legitimate business purposes. Sections of these Terms that by their nature should survive termination will remain in effect, including intellectual property rights, disclaimers, and limitation of liability provisions.

10 Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of Tasmania, Australia, without regard to conflict of law principles. Any disputes arising from or relating to these Terms or your use of our platform shall be subject to the exclusive jurisdiction of the courts of Tasmania, Australia.

Alternative Dispute Resolution

Before pursuing formal legal action, we encourage users to contact our support team to resolve disputes amicably. We are committed to working with users to address concerns and find mutually acceptable solutions when possible.